Cigna (LINA)

We know how major disability insurance companies operate. We have helped hundreds of our clients take on insurance giants like CIGNA and LINA to get the compensation they deserve.

We routinely handle bad faith claim disputes for individual and group appeals involving disability insurance. Our experienced disability insurance attorneys and ERISA lawyers fight every day to help people when their insurance companies wrongful delay or deny their claims.

If your disability insurance company wrongfully delayed or denied your disability claim, or if the insurance company is giving you the run-around, call us. We’ll get you paid. The consultation is free.

There is no easy checklist to determine if CIGNA/LINA wrongfully denied your disability claim. Bad faith is often determined by a series of actions on the part of CIGNA/LINA. The one sure thing you will know is that your claim has been denied or delayed. If your CIGNA/LINA claim has been denied or delayed consult our experienced Lexington disability insurance bad faith lawyers.

Most major insurance carriers, including CIGNA/LINA, are known to employ tactics to delay, deny, devalue, and terminate valid disability coverage claims. These can include:

• Requiring an time consuming lengthy in-home interview or claims review by a CIGNA/LINA representative before agreeing to make a payment
• Presenting exhaustive requests for occupational, financial or medical records while delaying the receipt of timely disability benefits
• Requesting Exam (IME) by an unqualified physician or a “paper review” by a medical provider chosen by the CIGNA/LINA with poor credentials or questionable training
• Talking to your doctor independently, without notifying you, by phone call, or even using a questionnaire they mail to the doctor. The questionnaire will ask difficultly worded questions designed to confuse the doctor or frustrate them, so they make a mistake which leads to a denial. They then say you are capable of some form of work even when your doctor told you otherwise.

These are just a few of the many bad faith practices that insurance companies use to delay or deny legitimate disability claims. Our disability insurance attorneys have the experience to properly evaluate your claim and examine the conduct of CIGNA/LINA to determine if they acted in bad faith. We understand your situation and may be able to help you force the insurance company to pay.

Not every disability insurance denial is wrongful or grounds for a lawsuit, but CIGNA and LINA have demonstrated bad faith behavior before. Even having been sued for it many times, their behavior continues.

If your disability claim has been denied by CIGNA or LINA, you need an experienced Lexington disability insurance lawyer to help you get paid. Give us a call. We are on your side.