Bad Faith Insurance

As experienced bad faith insurance lawyers, we know that, perhaps today more than ever, insurance policies are a part of life. We insure our cars, boats, homes, jobs, health, personal assets and lives.

It is not unusual for an individual to have 10 separate insurance policies – some required by law. And when insurance companies hold up their end of the bargain, they are literally life-savers! Unfortunately, that’s not always the case.​

Insurance companies are required to act in “good faith” when dealing with an insured person (covered by the policy). What this means is that insurance companies cannot unreasonably delay payment of your claim or wrongfully deny your claim. However, insurance companies do not always play by the rules. In fact, it is common for them to deny a claim initially knowing that many people will not pursue it further even though their insurance claim was perfectly valid. When your claim has been wrongfully denied or the insurance company has unreasonably delayed payment of your claim, this is called “bad faith,” and you need the help of an experienced bad faith insurance attorney to ensure that you receive the compensation you deserve.

An insurance policy is considered a contract between you (the insured) and your insurance carrier (the insurer). This contract creates a special relationship between you and your insurance company that requires your insurance company to act in good faith toward you. Sometimes reminding the insurance company of this is enough to persuade them to hold up their end of the deal, but in most cases, you will need an experienced bad faith insurance attorney to help.

Call us, or request a free claim evaluation today. We are here to help.