Kentucky ERISA Disability & Life Insurance Claim Lawyers

A chronic knee disorder can develop from an inherent physical condition, a serious injury, or be the side effect of an illness. Knee pain and impairments of the knee joint can affect just about anyone.

How Do You Appeal a Denied Disability Claim for Knee Disorder?

You do not have to accept that your rightful claim has been denied. You can and should appeal the denial, but it is wise to accept that the process for appealing a denied claim for a knee disorder is complicated. It involves much more than writing back to the insurance company asking that they reconsider their decision. The burden of proof is on you to prove to the insurance company that you are entitled to disability benefits under your policy. Your appeal must present this proof.

Severe back pain is a symptom that is commonly associated with a back injury. Back injuries can produce pain that is dull and annoying to severe agony. Muscle spasms can cause excruciating back pain that can make it difficult to perform every day essentials, such as standing or walking. Ironically, a large herniated disc or completely degenerated disc can be completely painless in some cases.

Lower (lumbar) back pain is the second most common illness-related reason given for a missed workday. Work related back injuries are the most common occupational hazard. Degenerative disc disease is normally the cause of lower back pain. In some extreme cases, people under the age of 45 can become completely disabled because of the severity of their back pain.

Risk Factors of Severe Back Pain

Angina pectoris is the medical term used for chest pain. This occurs when the muscular tissue of the heart (myocardium) does not receive the amount of blood flow required, sensory nerve fibers from the heart send pain signals to the brain. The heart is not receiving enough blood because of blockage of a patient’s artery (ischemia).

Diagnosis of Angina

Often times when patients are applying for cardiac disability, claims require objective data, proving the pain is not imaginary. Many claimants who describe chest pain that could be angina based on the description they provide, turn out to have nothing wrong with their hearts after examination.

Have you ever questioned if you were at risk of cancer?

Cancer is a disease that effects millions each year. Cancer can start anywhere in the body and spread. It starts when cells grow completely out of control, overcrowding normal cells. This overcrowding makes it difficult for the body to respond and function correctly.

The treatments for cancer have improved immensely over the years. In the past, cancer was not treated well, causing millions to die. However, thanks to improvements in medical technology, more cancer patients than ever are able to live full lives after cancer treatment has concluded.

If your benefits for kidney disease were denied unfairly, contact us about your disability claim. We know the law and will help you every step of the way to secure the benefits you deserve.

About Kidney Disease Disability

Someone suffering from kidney disease is severely ill and may quickly see a reduction in their ability to work.

Our disability insurance lawyers can assist with your irritable bowel disability claim. Irritable Bowel Syndrome, or IBS, affects millions of Americans. We understand how stressful and tormenting Irritable Bowel Syndrome (IBS) Disability can be. Our legal team is here to help you get the insurance benefits you need.

Cases of IBS vary in severity and can present assorted symptoms. Common problems are chronic and severe diarrhea, constipation, and abdominal pain, cramping and bloating. While there is often significant pain, the condition is not labeled as a life threatening or serious disease.

IBS can be a chronic condition spanning the rest of one’s life. Many times the symptoms can be helped with proper treatment.

If your insomnia disability insurance claim was denied unfairly, do not be surprised. Above all, do not give up on your claim.

Insomnia is a common disorder causing the inability to fall asleep, stay asleep, or both. If you suffer from chronic or severe insomnia, you know how crippling this condition can be. Extreme sleep deprivation can make it impossible to do your job with any amount of precision or stability.

Insomnia sufferers often live with mental and physical stress and fatigue, memory problems, headaches, double or blurred vision, anxiety, and hallucinations. Many people dealing with the condition experience the sensation of seeing things is if they occur in slow motion.

Hodgkin’s disease belongs to a class of cancers known as lymphomas and is also referred to as Hodgkin lymphoma. Lymphoma is a cancer that develops in the lymph nodes, and in advanced stages invades the spleen, liver, bone marrow and lungs. If your Hodgkin’s disease disability has been denied, we are here to help you overturn your denial.

Hodgkin’s disease is one of the two main types of cancers of the lymphatic system. The other main type is non-Hodgkin lymphoma, which is more common.

About Hodgkin Lymphoma and Disability

If your HIV/AIDS disability claim was denied, the attorneys at Mehr Fairbanks Trial Lawyers can help. We have been dedicated to this work since 1992 and have assisted many people living with AIDS and HIV to obtain the disability benefits they so desperately need.

Whether your claim was denied by an insurance company, don’t let them win without a fight.

Individuals living with HIV or AIDS endure a life-threatening condition in which their immune system is seriously impaired. HIV stands for Human immunodeficiency virus. People who have been infected with HIV may experience mild, flu-like symptoms for several weeks.

Congestive Heart Failure is a condition affecting millions of people in the United States each year. It can drain you of your energy and vitality making work impossible. Unfortunately, for some with this disabling condition, their lives are further complicated when their long-term disability benefits are denied.

If you have been diagnosed with congestive heart failure or other disabling condition and your long-term disability claim has been denied, call us. We will take on the insurance company and make them pay the benefits you need and deserve.

What is Congestive Heart Failure?