Stroke is one of the leading causes of disability in the United States and is the fourth leading cause of death. Strokes are caused by a disruption in blood flow in the brain that affects the central nervous system. An ischemic stroke occurs when a blood clot obstructs blood flow to the brain. A hemorrhagic stroke occurs when a blood vessel ruptures within the brain causing bleeding that disrupts the central nervous system. Another common causes, a ruptured aneurysm, which is a weakened cerebral artery that bursts.
A stroke, or other related event, usually strikes suddenly, with the first sign of a stroke being the stroke. Individuals can be suddenly disabled and in need of long term disability benefits, sometimes permanent disability. If caught early enough, depending on its severity, there is a good chance for the stroke victim to completely recover. However, that does not mean that the victim will not need long-term disability benefits. Insurance companies may adopt a wait and see attitude. Rather than processing and paying your benefits right away, they may drag out the process to see if you’ll recover. In the meantime, you may suffer financially while you recover.
Depending on the severity of the stroke and the length of time blood flow was disrupted in the brain a patient may experience partial paralysis, total paralysis, loss of memory, loss of vision, speech and language impairment, and even death.