Life insurance claims should be paid within 30 days of a proper claim being submitted to the insurance company. If the claim is not paid within 30 days, it is considered delayed. Any delay of benefits will put a strain on the survivors. Claims can be denied for any number of reasons. Most of the time when claims are denied, they are not denied for good cause. They are denied for minor technicalities or for missing information on the claim or in the policy application. A delay does not necessarily mean that your claim will be denied but a delay of more than a month or two is just unreasonable.
If your life insurance claim has been denied of delayed, call us. We know how to force the insurance company to pay your claim.
Reason why life insurance claims are delayed: