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Chronic Pain Syndrome disability claims can have various proof issues. This is true for private long-term disability (LTD) insurance or group insurance plans. Disability examiners need objective evidence of how your condition keeps you from being able to work. With a strong helping hand, you can get the benefits you…
How to Prove a Chronic Fatigue Syndrome Disability Case to Get LTD Insurance Benefits Are you applying for long term disability insurance benefits for Chronic Fatigue Syndrome? Here’s important Information to help you understand and prove chronic fatigue syndrome to the insurance company. Chronic fatigue syndrome, or CFS, is one…
Cerebral Atrophy Disability is the gradual, progressive loss of brain cells. Atrophy is a trait that is typical of certain diseases that affect the brain. “Atrophy” means the wasting away, or the decrease in mass, of a part of the body. When brain tissue atrophies, or shrinks, there is loss…
Has your claim for carpal tunnel syndrome disability been denied? Carpal Tunnel Syndrome (CTS) is a painful impairment of the wrist, hand and fingers. It is caused by pressure on the median nerve that passes through the narrow tunnel of ligaments and carpal bones. The median nerve receives sensations from…
Simplified Employee Pension Plans (SEP) – A plan in which the employer makes contributions on a tax-favored basis to individual retirement accounts (IRAs) owned by the employees. If certain conditions are met, the employer is not subject to the reporting and disclosure requirements of most retirement plans. Under a SEP,…
An insurance policy is a contract between the policyholder and the insurance company. Every insurance policy includes an “implied covenant of good faith and fair dealing,” which requires that the insurance company act in good faith toward the policyholder. When an insurance company violates this covenant by acting in bad…
Our experienced ERISA Disability Lawyers in Kentucky will help you answer questions to your ERISA Disability needs. 1. THE BASICS A federal law known as ERISA (Employee Retirement Income Security Act of 1974) is a complicated and comprehensive law that sets minimum standards for retirement and welfare benefit plans in…
On March 30, 2017, a case from the Western District of Kentucky concluded Kentucky’s highest court would likely hold agreements that assign settlement proceeds from lawsuits are in violation of “Kentucky public policy and the statute proscribing champerty[.]” Boling v. Prospect Funding Holdings, LLC, 2017 U.S. Dist. LEXIS 48098, at *12…
In Kentucky, an insurance company is not the only party that can be sued for its involvement in insurance bad faith. In fact, insurance adjusters can also be sued for their liability in practicing insurance bad faith. Two Kentucky circuit courts have refused to dismiss allegations made against insurance adjusters. The defendants…
On January 31, 2017, Honorable Thomas D. Wingate, Franklin Circuit Court’s Division II Judge, granted Plaintiff Lisa Warren’s motion for partial summary judgment and denied Defendant Auto-Owners’ motion for summary judgment. The Court held that Ms. Warren had satisfied the first prong of the test for a first-party bad faith claim…