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Kentucky ERISA Disability & Life Insurance Claim Lawyers

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What To Do If Your Claim for Osteoarthritis Disability Is Denied

What is Osteoarthritis? Sometimes called degenerative joint disease or degenerative arthritis, osteoarthritis (OA) is the most common chronic condition of the joints, affecting approximately 27 million Americans. OA can affect any joint, but it occurs most often in knees, hips, lower back and neck, small joints of the fingers and…

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Proving Macular Degeneration Disability Claims

Insurers are largely reluctant to approve disability claims for eye impairments, even macular degeneration. They are likely to “conclude” that your claim does not adequately support limitations that prevent you from being able to continue in your own occupation or engage in any gainful employment. You must fully develop your…

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Denials of Long Term Disability Claims for Obsessive-Compulsive Disorder (OCD)

Obsessive-Compulsive Disorder (OCD) is an illness that produces undesired, unshakable thoughts or beliefs (obsessions) in a person. These obsessions, in turn, cause the person to conduct certain actions or behaviors (compulsions) over and over again. For people with OCD, their brain cannot let go of a certain thought. They know…

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Victims of Lyme Disease Face Many Challenges

Caused by a tick bite, the disease is a bacterial infection. Many people who contract the disease have a tough time getting the correct diagnosis. The symptoms from Lyme Disease are just like many other medical conditions and can appear inconsistently. Lyme disease often imitates conditions such as multiple sclerosis,…

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Long Term Disability Insurance for Neuropathy

Neuropathy is a disabling condition that affects millions of people across America. Neuropathy is a painful disorder caused by malfunctioning nerves. It is hard to quantify or qualify by most medical tests, and therefore, it is a disabling condition that is often challenged by long-term disability insurance carriers. You have…

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Living with Multiple Sclerosis Disability

Multiple Sclerosis, or MS for short, is a disabling disease that causes those afflicted with it to lose muscle control, become unstable while walking, become fatigued, have vision problems, experience muscle weakness, and other cognitive problems. MS sufferers may also experience mood disorders, muscle spasms, partial or total paralysis, widespread…

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