Life insurance claims should be paid within 30 days of a proper claim being submitted to the insurance company. If the claim is not paid within 30 days, it is considered delayed. Any delay of benefits will put a strain on the survivors. Claims can be denied for any number…
Kentucky ERISA Disability & Life Insurance Claim Lawyers
What is Chronic Lung Disease?
There are many different types of chronic lung disease that vary in severity, be that as it may, one thing is certain: the number of individuals impacted by lung disease is rapidly increasing in the United States. An early analysis can help begin treatment and keep the disease from advancing…
What is Scoliosis?
Scoliosis is an abnormal curve in the spine. Normally, it causes the spine to bend into a “C” or “S” shape. Depending on the person, scoliosis can be harmless to severely debilitating. In some cases of scoliosis, patients are unable to breathe, suffer from chronic back pain, and can suffer…
A Comprehensive Plan to Appeal and Win a Denied Life Insurance Claim
People obtain life insurance policies as part of financial planning for their loved ones’ future. Life insurance protects those who rely on the insured’s ongoing financial support and will suffer in the event that this support is withdrawn. Ideally, the life insurance company will pay the full policy amount after…
Are Chronic Migraines Considered a Disability?
It is reported that around 12% of the population suffers from migraines. The International Headache Society defines chronic migraines as experiencing fifteen headache days per month, and eight or more of those days being migrainous, in absence of medication. If an individual experiences less than 15 headache days per month,…
What Does Accidental Death And Dismemberment Insurance Cover?
An accidental death policy offers protection when the insured dies as a result of an accident. Accidental death benefits may be found as part of a regular life insurance policy or as a separate contract. What Does Accidental Death And Dismemberment Insurance Cover? Accidental death and dismemberment coverage provides protection…
Is Diastolic Heart Failure Fatal?
Diastolic heart failure is when the lower left chamber of the heart (left ventricle) is not able to properly fill with blood during the diastolic phase, reducing the total amount of blood pumped out into the body. The diastolic phase is when the heart relaxes and fills with blood. When…
What Causes Diabetes Blindness?
Blindness can occur for a multitude of reasons. Diabetes can cause blindness through a few conditions. Diabetes blindness causes thousands to lose their eye-sight every year. Diabetes interferes with the blood supplied to the eye, which can cause severe damage to the retina. This strain to the eye can cause…
What is Brittle Diabetes?
Brittle Diabetes is a type of diabetes that is characterized by wide swings in blood glucose levels causing hyperglycemia or hypoglycemia. This type of diabetes is very difficult to control even if the patient follows their prescribed treatment. Brittle diabetes tends to occur when insulin levels fall to zero. Since…
LTD Disability Benefits Denied After Stroke
Stroke is one of the leading causes of disability in the United States and is the fourth leading cause of death. Strokes are caused by a disruption in blood flow in the brain that affects the central nervous system. An ischemic stroke occurs when a blood clot obstructs blood flow…