Does your business interruption insurance cover losses from the coronavirus, also known as COVID-19?
Whether your claim is covered or not is likely dependent on the type of policy and the specific language in it. If you have a business that has been affected by closures, check your business owners policies to see what losses may be covered. While some policies don’t cover losses caused by viruses or bacteria, your particular policy could have coverage for overhead expenses and income loss. It’s also possible you have a coverage extension or endorsement that covers losses from communicable diseases, viruses, or actions taken by the government or civil authority.