Mutual of Omaha Disability Insurance Delay and Denial Claims
As a Fortune 500 company, Mutual of Omaha Insurance Company (Mutual of Omaha) is one of the top disability insurance companies in the United States. They offer both short-term and long-term disability policies. They are also well-known among disability attorneys for wrongfully denying claims. If your Mutual of Omaha disability claim has been wrongfully denied, call Mehr, Fairbanks & Peterson Trial Lawyers. We will fight to get you paid.
Understanding Disability Insurance Benefits from Mutual of Omaha
Disability insurance policies can seem similar, but every policy, from every provider, is different. Understanding your particular policy may help you to avoid unexpected delays or denials of disability claims.
The purpose of short-term disability (STD) insurance benefits is to provide covered employees with a percentage of their income for a short period of time if the employee becomes disabled. Mutual of Omaha may offer both total and partial disability income benefits in your policy.
Short-term disability benefits from Mutual of Omaha may provide:
- A monthly benefit, based on a portion of your current income
- Elimination period—ranges from 0 to 90 days
- Benefit period—ranges from 6 to 24 months
- A level premium rate until coverage ends at age 67
Mutual of Omaha also offers long-term disability (LTD) insurance benefits. LTD will generally provide beneficiaries with a portion of their income if they become disabled and cannot work for a longer period of time. Mutual of Omaha may offer proportionate disability insurance benefits. The benefits that you would qualify for would be in based on the percentage that you are disabled.
Long-term disability insurance from Mutual of Omaha may include:
- A monthly benefit, based on a portion of your current income.
- Elimination period—from 30 to 365 days
Benefit period—from 2 to 10 years, or to age 67
- A level premium rate until age 67.
Mutual of Omaha’s Claim History
Disability insurance companies make money by lowballing settlements or delaying and denying claims. Insurance companies win when you don’t fight back. Our disability attorneys have been helping people like you fight and win their claims for decades. Don’t give up! Call us now.